A Non-Compensatory Multimetric Framework for Technology Assessment in Regulated Environments
The Non-Compensatory Multimetric Framework (NCMF) is validated on 2 real technology initiatives of a leading insurance group [p.1].
OpenAlex (recherche mondiale)
Research index · 80 documents · Website
Beyond Kelsen and the Boi Gordo Case: The Pyramid of Responsive Regulation as a New Paradigm for Cryptoactives in the Brazilian Capital Markets
Formal legal subsumption fails to fully address decentralized finance, tokens, and autonomous organizations, requiring criteria based on agent behavior, risk, and proportional state response [p.1].
A Systematic Literature Review on Impacts of Financial Inclusion and Digital Banking on Economic Growth: The Mediating Role of Financial Institutions
An initial literature search across scholarly databases yielded 150 articles at the first stage.
Financial Information Systems and Their Role in Achieving Financial Sustainability: An Analytical Study of Commercial Banks
The study analyzed data from a questionnaire distributed to 250 employees of commercial banks to evaluate the impact of financial information systems on financial sustainability.
Beyond Account Ownership: Financial Inclusion, Digital Banking Use and Inclusive Development in Jalgaon District, Maharashtra
The source material reports a dataset of 540 observations across Jalgaon district.
A Critique of the Influence of the Loan Model on Asset Quality in Zimbabwe Commercial Banks
The quantitative study surveyed 406 loan department staff across 14 Zimbabwean commercial banks, achieving an 81.2% response rate from 500 distributed questionnaires.
Productive Finance for the Belt and Road Initiative: Reexamining China’s Debt Sustainability Framework
China committed over $1.3 trillion in development finance to the Global South between 2000 and 2021.
Electronic Money: Expected Changes in the Economy, Banking System, and Daily Life in Uzbekistan by 2030
At the beginning of 2026, the registry of electronic money systems of the Central Bank of Uzbekistan contained 12 registered systems.
Efficiency without Compulsion: Economic Trade-offs in the Transition to a Cashless Society
The document establishes a distinction between voluntary payment digitalisation and forced cashlessness, evaluating welfare trade-offs across financial inclusion, privacy, and system resilience.
Digital Business Ecosystem Vulnerability in Africa: A Multi-Method Analysis of Economic Scale and Cyber-Loss Exposure
Internet penetration in Africa rose from 28% in 2019 to over 44% in 2024, while mobile money users surpassed 700 million.
Stablecoin Depegging, Financial Intermediary Balance Sheet Constraints, and Liquidity in the U.S. Traditional Money Market
By end-2025, the global stablecoin market grew from approximately $25 billion in 2020 to over $300 billion.
When Is a Hack a Defense? Custodial Liability, Issuer Freezes and the Public Loss after the Binance Theft of 29 October 2026
On 29 October 2026, about $6.36 billion was taken from Binance's hot wallets across ten blockchains.
Financial Market Contagion and Risk Transmission Across Global Economies
Advanced economies recorded lower vulnerability with a Financial Contagion Index (FCI) of 58 and a Risk Transmission Index (RTI) of 55.
Currency Internationalization and International Financial Centers: Historical Logic, Evolutionary Mechanisms, and Implications for China
In May 2022, the International Monetary Fund increased the RMB's weight in the Special Drawing Rights basket from 10.92% to 12.28%.
Exchange Warnings and Crypto Prices: Evidence from Monitoring Tags
Binance published 167 monitoring tags across 26 announcements between July 2023 and October 2026, of which 155 were first-time tags.
Technology, Regulation, and the Divergent Trajectories of Retail and Cross-Border Central Bank Digital Currency
A Scopus bibliometric search conducted on 8 October 2026 retrieved 1,418 records, from which 1,045 were retained for critical analysis.
Islamic Financial Technology and Startup Financing
Islamic crowdfunding currently accounts for only 3-5% of total FinTech funding in the Arab Gulf region.
Object Types and the Assessment of Value Equivalence in the Disposal of Criminal Virtual Currency
Virtual currency crimes in China reached a scale of RMB 430.7 billion in 2023.
The Jurisdiction of Par: Juridical Singleness and the Legal Identity of Stablecoins
Expanding access to Tether's arbitrage mechanism reduced the absolute size of peg deviations by approximately one half.
Stablenotes v1 Whitepaper — Owner-Bound Offline Transaction Authorization for Stablecoins and Tokenized Assets
The 29 October 2026 Binance incident resulted in an estimated USD 6.3 billion in unauthorized hot-wallet outflows with initial findings showing no evidence of a private-key leak.
Crypto-Asset Regulation Between Innovation and Normative Frameworks
European Union Regulation (UE) 2023/1114 was enacted on 31 May 2023 to establish the MiCA framework for crypto-asset markets.
The Asymmetric Attack Surface of Fiat Substitutes: A Measurement Framework and Owner-Bound Offline Custody Architecture
In 2019, Federal Bureau of Investigation data recorded USD 1.424 billion in reported stolen currency and USD 36.981 million recovered relative to USD 1.7598 trillion of U.S. currency in circulation.
Digital Banking Maturity 2024
Polish banks account for 4 out of the 40 global Digital Champions, defined as the top 10% of banks.
A Critical Analysis of the Legal and Ethical Challenges of Digital Lending Applications in Tanzania: A Doctrinal Analysis with Comparative Reference to Nigeria
Regulators actively enforced rules by blocking sixty-nine unlicensed loan applications in November 2024.
Citizen-Majority Tokenized Ownership for MSME Revival in India: The G-CMTO Model Integrating Blockchain, the e-Rupee and the MicroSME–Blockchain Index
India's MSMEs generate 31.1% of GDP and 48.58% of exports, yet face an addressable credit gap of roughly ₹30 lakh crore.
A Graph Neural Network Platform for Blockchain Anti-Money Laundering: A Literature Review and Proposed System Architecture
The Elliptic benchmark dataset contains roughly 204 thousand Bitcoin transactions linked by about 234 thousand payment-flow edges across 49 time steps.
Anatomy of the Binance Hot-Wallet Breach of 29 October 2026
An attacker moved roughly US$6.3 billion out of Binance wallets across ten blockchains, with most funds leaving within about 20 minutes starting at 20:05 UTC on 29 October 2026.
Cryptocurrency Regulation and Monetary Policy Trade-offs in Transition Economies
Transition economies across Eastern Europe, Central Asia, and Latin America face unique structural macroeconomic challenges, including currency substitution and weak monetary policy transmission.
Evaluating Blockchain Infrastructure for Institutional Finance: A Comparative Assessment of Scalability, Regulatory Compliance, and Financial Market Adoption
Ethereum accounted for $12.3 billion of the $19.08 billion global market for tokenized real-world assets excluding stablecoins in early January 2026.
The 2026 State of Open Source in Financial Services
Financial services contributors generated 1,260,883 commits to public GitHub repositories in 2026, representing a 63% increase year-over-year.