The Finance Shelf

Financial Information Systems and Their Role in Achieving Financial Sustainability: An Analytical Study of Commercial Banks (OpenAlex (recherche mondiale))

Research paperOpenAlex (recherche mondiale)November 202619 pages29 min readHayder Jerri MohsinOriginal source
Key number
250 employees
Bank employee survey sample p.1
What changed
%56 %R2
Combined FIS determination coefficient on sustainability p.15

Summary

  • The study analyzed data from a questionnaire distributed to 250 employees of commercial banks to evaluate the impact of financial information systems on financial sustainability.p.1
  • The sample population comprised 250 employees from commercial banks in Basra Governorate, including Bank of Baghdad, Al-Mansour Bank, Gulf Bank, Ashur International Bank, Babylon Bank, and the Trade Bank of Iraq.p.4
  • Senior management policies achieved the highest individual correlation coefficient with financial sustainability at 0.702 with a Z-value of 8.57.p.10
  • The overall correlation coefficient between the combined five dimensions of financial information systems and financial sustainability reached 0.682.p.11
  • When evaluated as a combined group, the five dimensions of financial information systems achieved a determination coefficient of %56 with a calculated F-value of 36.810.p.15

Key insights

  1. System user efficiency achieved a correlation coefficient of 0.687 with financial sustainability at a 95% confidence level.p.9
  2. Internal control of the system demonstrated a statistical correlation coefficient of 0.636 with financial sustainability.p.9
  3. Software, hardware, and equipment showed a correlation coefficient of 0.513 with financial sustainability.p.10
  4. Information systems security recorded a correlation coefficient of 0.592 with financial sustainability.p.10
  5. System user efficiency accounted for an impact determination coefficient of 48% on financial sustainability.p.13
  6. Internal control of the system yielded an impact determination coefficient of 39% on financial sustainability with an F-value of 95.814.p.13
  7. Information systems security registered a determination coefficient of 35% regarding its impact on financial sustainability.p.14
  8. The combined impact model of financial information system dimensions produced a multiple linear regression equation of Y = 0.866 +0.322x1+0.028x2+0.088x3+0.075x4+0.432x5.p.15

Topics and entities

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