Unified Payment Interface: Towards Greater Cyber Sovereignty
In June 2020, UPI recorded more than 1.34 billion transactions amounting to almost US$35 billion.
Cybersecurity Reports & Market Data (2026)
Key number
1.34 billion transactions
June 2020 UPI transaction volume. OpenAlex (recherche mondiale) p.2
Key number
90%
Share of significant euro area banks using AI in 2025. OpenAlex (recherche mondiale) p.2
29 documents
From Digital Transactions to Formal Credit: A Review of FinTech-Enabled MSME Financing in India
The study gathers primary data using a structured questionnaire administered to a sample size of 100 respondents from MSMEs.
Risk Return Dynamics and Portfolio Performance of Islamic Microfinance Institutions: Evidence from Post-Digital Transformation Era
The research article published in Vol. 2 No. 4 (2026) develops a theoretical risk-return framework to evaluate Islamic microfinance institutions in the post-digital transformation era.
Ways to Implement Innovative Technologies in the Development of Digital Banking Services
As of January 1, 2025, the total number of users of remote banking service systems in Uzbekistan reached 52,917,166, comprising 51,455,447 individuals and 1,461,719 legal entities and individual entrepreneurs.
Artificial Intelligence in the Financial Sector of the Global Economy: Implementation Directions and Financial Stability Risks
According to international surveys by the Bank for International Settlements, about 70% of financial sector companies use AI for cash flow forecasting and risk assessment.
Financial Information Systems and Their Role in Achieving Financial Sustainability: An Analytical Study of Commercial Banks
The study analyzed data from a questionnaire distributed to 250 employees of commercial banks to evaluate the impact of financial information systems on financial sustainability.
Digital Business Ecosystem Vulnerability in Africa: A Multi-Method Analysis of Economic Scale and Cyber-Loss Exposure
Internet penetration in Africa rose from 28% in 2019 to over 44% in 2024, while mobile money users surpassed 700 million.
When Is a Hack a Defense? Custodial Liability, Issuer Freezes and the Public Loss after the Binance Theft of 29 October 2026
On 29 October 2026, about $6.36 billion was taken from Binance's hot wallets across ten blockchains.
Stablenotes v1 Whitepaper — Owner-Bound Offline Transaction Authorization for Stablecoins and Tokenized Assets
The 29 October 2026 Binance incident resulted in an estimated USD 6.3 billion in unauthorized hot-wallet outflows with initial findings showing no evidence of a private-key leak.
The Asymmetric Attack Surface of Fiat Substitutes: A Measurement Framework and Owner-Bound Offline Custody Architecture
In 2019, Federal Bureau of Investigation data recorded USD 1.424 billion in reported stolen currency and USD 36.981 million recovered relative to USD 1.7598 trillion of U.S. currency in circulation.
Anatomy of the Binance Hot-Wallet Breach of 29 October 2026
An attacker moved roughly US$6.3 billion out of Binance wallets across ten blockchains, with most funds leaving within about 20 minutes starting at 20:05 UTC on 29 October 2026.
The 2026 State of Open Source in Financial Services
Financial services contributors generated 1,260,883 commits to public GitHub repositories in 2026, representing a 63% increase year-over-year.
Advancing Digital Banking in Albania: Trust, Financial Literacy and Regulatory Readiness in the FinTech Ecosystem
The empirical study analyzed Albania's digital banking ecosystem using quantitative data from a survey of 151 respondents and qualitative data from 15 semi-structured interviews.
Measuring the Digital Maturity of Moroccan Commercial Banks: Construction of a Multidimensional Score
The studied sample of five Moroccan commercial banks achieved an overall average digital maturity score of 3.48 out of 5.
State Policy on Banking Regulation Amid the Development of FinTech Technologies and Growing Digital Risks to National Security
Total Ukrainian banking sector net assets grew by 70.1% from UAH 2,352 billion in 2022 to UAH 4,001 billion in 2025.
Digital Financial Literacy and Trust in Hybrid AI Advisory: Explaining Perceived Private Wealth Management Capability Among Digitally Engaged Retail Investors in an Emerging Market
A non-probability sample of 249 digitally engaged retail investors in Vietnam was evaluated using PLS-SEM with 5,000 bootstrap subsamples.
Generative AI in Finance: Mapping the Emerging Convergence of Quantitative Trading, Robo-Advisory, and Blockchain Markets
The study analyzes a bibliometric dataset of 695 English-language Scopus records published between 2023 and 2025 to map the intellectual structure of GenAI in finance.
Sound Practices for Responsible Adoption of Artificial Intelligence (AI): Final Report
The Financial Stability Board (FSB) identified 12 sound practices to help all financial institutions realise the benefits of AI while managing its risks responsibly.
Regulating Artificial Intelligence in Finance: Lessons from Singapore
According to KPMG, 71% of surveyed financial firms have deployed AI tools, with global banking sector AI spending estimated at USD 31.3 billion in 2024.
Global Family Office Report 2026
The report presents findings from 307 family offices across more than 30 markets worldwide, with an average net worth of USD 2.7 billion.
From Ambition to Execution: Wealth Management Technology
Deloitte interviewed 35 decision makers, including COOs, CTOs, and heads of transformation at wealth management firms globally.
Payment Resilience in Fragile and Conflict-Affected States: Lessons for Central Bank Digital Currency (CBDC)
Over 1 billion people currently live in Fragile and Conflict-Affected States, where payment ecosystem disruptions present severe risks to economic stability.
Technology Solutions to Support Central Bank Digital Currency with Limited Connectivity: A Review of Existing Approaches
In a 2023 BIS survey, almost all surveyed central banks reported considering offline CBDC payments to be vital or advantageous.
Banking Transformation: The New Agenda
Only 24% of surveyed banks report being highly successful in achieving their cost reduction goals.
Cyber Resilience of the Central Bank Digital Currency Ecosystem
Over 100 central banks around the globe are exploring central bank digital currencies to modernize payment systems.
How Should Central Banks Explore Central Bank Digital Currency? A Dynamic Decision-Making Framework
Central banks must develop a long-term vision for monetary and payment systems spanning a time horizon of at least 5 to 10 years as economic digitalization accelerates.
Generative Artificial Intelligence in Finance: Risk Considerations
ChatGPT acquired more than 100 million active users within two months of its launch on November 30, 2022.
Cumulative Regulatory Burden: EU Requirements Affecting Insurers Since March 2023
In March 2023, the European Commission committed to reducing reporting requirements by 25% to reduce red tape and strengthen European competitiveness.
Institutional Arrangements for Fintech Regulation and Supervision
The IMF note examines the institutional frameworks for fintech regulation and supervision across 10 selected jurisdictions.