60 documents
In 2025, 86.5 per cent of Bulgarians aged 16 to 74 used the internet regularly, while internet banking usage remained significantly lower at 31.1 per cent.
Amazon executed a $200M acquisition of BNPL lender Axio in early 2025 to expand into Indian digital lending.
In June 2020, UPI recorded more than 1.34 billion transactions amounting to almost US$35 billion.
The study analyzed data from an online survey of 355 university students aged 15–25 with prior digital banking experience in Malaysia.
The study gathers primary data using a structured questionnaire administered to a sample size of 100 respondents from MSMEs.
During FY 2024–25, IPPB operated more than 1.64 lakh banking access points and 649 banking outlets across the country.
Artificial intelligence adoption in fintech enhances operational speed in credit scoring, insurance risk assessment, and fraud detection, but creates algorithmic opacity known as the black box dilemma.
According to international surveys by the Bank for International Settlements, about 70% of financial sector companies use AI for cash flow forecasting and risk assessment.
The study investigates the impact of financial technology on financial inclusion across 8 East African Community countries over the period 2014–2023 using a panel of 80 country-year observations.
Cross-Border Interbank Payment System (CIPS) daily usage was reported at about $60 billion compared to about $1,800 billion a day for CHIPS, with about 80 percent of CIPS payments still using Swift messaging.
The World Bank Firm Adoption of Technology Survey analytical dataset for India comprises 1,519 establishments and 987 variables.
Primary data was gathered from 2,168 investors, fintech users, and financial professionals across seven Arab countries to evaluate regional digital transformation.
Data were collected from 200 micro culinary enterprises in Indonesia that actively use QRIS in daily transactions.
As of January 1, 2025, the total number of users of remote banking service systems in Uzbekistan reached 52,917,166, comprising 51,455,447 individuals and 1,461,719 legal entities and individual entrepreneurs.
By mid-2026, the aggregate global stablecoin market capitalization reached roughly $280 billion, with dollar-pegged instruments comprising over 92% of circulating supply.
SWIFT diffusion among nearly 7,000 banks demonstrated that profitability benefits materialized only after several years of adoption.
The PayQRIS system achieved a System Usability Scale (SUS) score of 83.25, indicating high usability.
The document establishes a distinction between voluntary payment digitalisation and forced cashlessness, evaluating welfare trade-offs across financial inclusion, privacy, and system resilience.
An initial literature search across scholarly databases yielded 150 articles at the first stage.
The source material reports a dataset of 540 observations across Jalgaon district.
Internet penetration in Africa rose from 28% in 2019 to over 44% in 2024, while mobile money users surpassed 700 million.
At the beginning of 2026, the registry of electronic money systems of the Central Bank of Uzbekistan contained 12 registered systems.
In May 2022, the International Monetary Fund increased the RMB's weight in the Special Drawing Rights basket from 10.92% to 12.28%.
A Scopus bibliometric search conducted on 8 October 2026 retrieved 1,418 records, from which 1,045 were retained for critical analysis.
Polish banks account for 4 out of the 40 global Digital Champions, defined as the top 10% of banks.
The empirical study analyzed Albania's digital banking ecosystem using quantitative data from a survey of 151 respondents and qualitative data from 15 semi-structured interviews.
Transition economies across Eastern Europe, Central Asia, and Latin America face unique structural macroeconomic challenges, including currency substitution and weak monetary policy transmission.
Total Ukrainian banking sector net assets grew by 70.1% from UAH 2,352 billion in 2022 to UAH 4,001 billion in 2025.
On December 31, 2025, six major state-owned banks announced interest payments on real-name digital yuan wallets at demand deposit rates, establishing the Version 2.0 era effective January 1, 2026.
As of mid-2026, the total market value for stablecoins stands at around $300 billion.
