Summary of SPOT Inspections on Communications to Clients in Relation to SCPIs
The AMF conducted a thematic SPOT inspection campaign across 4 investment services providers regarding client communications for SCPI real estate products.
Regulation Reports & Market Data (2026)
150 documents
Discussion Paper on Machine Learning for IRB Models
The EBA published its discussion paper on machine learning for IRB models under reference EBA/DP/2021/04 on 11 November 2021.
Generative AI in Finance: Mapping the Emerging Convergence of Quantitative Trading, Robo-Advisory, and Blockchain Markets
The study analyzes a bibliometric dataset of 695 English-language Scopus records published between 2023 and 2025 to map the intellectual structure of GenAI in finance.
A Conceptual Framework for Insurtech Readiness in Microtakaful Sector
Microtakaful has developed as a Shariah-compliant protection mechanism across several Muslim-majority countries since 1997.
Digital RMB 2.0 and the Transformation of the Real Economy: A Case Study of Agricultural Bank of China
On December 31, 2025, six major state-owned banks announced interest payments on real-name digital yuan wallets at demand deposit rates, establishing the Version 2.0 era effective January 1, 2026.
Development of Innovative Personal Insurance Products and Expanding Population Coverage
In 2025, gross written premiums in Uzbekistan reached UZS 13.46 trillion, representing a year-on-year increase of 37.8%.
Bank Sector Outlook 2027: High Supply Meets a Changing Financial Landscape
EUR bank bond supply is projected to reach €450bn in 2027, driven primarily by elevated redemptions across segments.
Putting Behavioural Insights into Practice: Four Building Blocks for Conduct of Business Supervision
EIOPA issued a staff paper on 27 October 2026 introducing four building blocks to integrate behavioural science into conduct of business supervision.
The Euro Area Bank Lending Survey - Third Quarter of 2026
Euro area banks reported a net tightening of credit standards for loans or credit lines to firms of 9% in the third quarter of 2026, up from 7% in the second quarter.
Decorrelating the Advice Layer: A Calibrated Fragility Metric and Tested Mitigations for Synchronized Liquidation in Agentic Wealth Management
In a March 2026 survey of 938 U.S. investors, 62% reported using AI tools for investment decisions, 22% used them to assist portfolio decisions, and 24% named "market herding" as a concern.
The Evolution of Islamic Finance: Contractual Continuity, Institutional Transformation, and the Search for Sharia Substance
Global Sharia-compliant financial assets have expanded into an architecture with total assets exceeding US$3 trillion.
Fintechs and Banks: Working Together, Competing, or Converging?
The relationship between financial technology firms and traditional banks has evolved through a three-phase progression from initial competition to cooperation and convergence.
Headwind or Tailwind? How Banks Interpret Borrowers' AI Exposure
As public attention to AI rose following the release of ChatGPT, banks lowered assessed default risk (PD) for borrowers in highly AI-exposed industries by about 5%.
Regulatory Incentives and the Structure of Euro Area Money Markets
Unsecured interbank lending entails material regulatory costs, estimated at around 35 basis points for lenders in the second half of 2025.
Same Person, Different Advice: Auditing LLM Financial Advice with Repeated Risk-Tolerance Responses
Across 800 real household profiles where only the risk answer changed, seven large language models shifted recommended stock allocations by 10 to 16 percentage points on average.
Sound Practices for Responsible Adoption of Artificial Intelligence (AI): Final Report
The Financial Stability Board (FSB) identified 12 sound practices to help all financial institutions realise the benefits of AI while managing its risks responsibly.
G20 Implementation Monitoring Review: 2026 Report
The IMR review working group was established in 2024 to evaluate the implementation status of international financial reforms and recommend improvements to monitoring.
AI Use and Risk Disclosure by Investment Advisers
Researchers drew a stratified random sample of 400 SEC-registered investment advisers from a population frame of 16,223 active firms.
Regulatory and Supervisory Modernisation Principles: Consultation Report
A stocktake conducted by the FSB gathered 126 modernisation efforts from 24 jurisdictions and 3 SSBs across various financial sectors and entity types.
Entrepreneurial Opportunity Landscape in Wealth Management: Technology-Driven Entrepreneurship
Global financial wealth is projected to grow by 10.7% in 2025 to reach US$333 trillion according to BCG's report.
Global Stablecoin Arrangements: Cross-Border Vulnerabilities and Financial Stability Monitoring
As of mid-2026, the total market value for stablecoins stands at around $300 billion.
Regulating Artificial Intelligence in Finance: Lessons from Singapore
According to KPMG, 71% of surveyed financial firms have deployed AI tools, with global banking sector AI spending estimated at USD 31.3 billion in 2024.
Financial Stability with Digital Finance Innovation: A BigQuery-Based Empirical Investigation
The study conducts an empirical investigation covering 74 countries over the 2002 – 2022 period to evaluate how digital financial innovations impact systemic financial stability.
Thematic Review on Public Sector Backstop Funding Mechanisms: Peer Review Report
Only 4 (21%) of reviewed jurisdictions are fully compliant with KA 6, while 8 (42%) are materially non-compliant.
Thin Evidence, Thick Priors: How Language Models Substitute Identity for Missing Financial Facts
Across 96,600 prompts to Llama-3.1-8B-Instruct, the average identity swing in recommended equity allocation rises from 4.78 percentage points at full disclosure to 10.34 percentage points when no financial facts are supplied.
Monitoring of Capital Flows to Sustainable Investments
In 2025, large European companies invested EUR 512 billion in green and transition assets, representing 21% of overall corporate investment in the European Union.
Blockchain Payments in Focus: From Experimentation to Implementation
Corporate stablecoin adoption live in production doubled from 9% in 2025 to 18% in 2026.
Report on Certain Taxonomy Key Performance Indicators and Other Aspects of the Disclosures Delegated Act under Article 8 of the Taxonomy Regulation
Total fees and commissions income in the analyzed EU banking sector sample reaches approximately EUR 157 billion, representing 37% of net operating income.
Report on the Impacts of Climate Change on Life and Health and Potential Emerging Risks for the Insurance and IORP Sectors
Heatwaves represent the dominant climate-related health risk in Europe, accounting for 97% of fatalities from weather- and climate-related extremes in the EU-27 since 1980.
Macroeconomic Scoreboard Dublin
Between 2008 and 2025, real GDP in the Eurozone grew at an average annual rate of just 0.9%, resulting in a 16.9% cumulative increase, while the US economy grew by 40.5% over the same period.