Headwind or Tailwind? How Banks Interpret Borrowers' AI Exposure
As public attention to AI rose following the release of ChatGPT, banks lowered assessed default risk (PD) for borrowers in highly AI-exposed industries by about 5%.
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As public attention to AI rose following the release of ChatGPT, banks lowered assessed default risk (PD) for borrowers in highly AI-exposed industries by about 5%.
The EIF Equity Survey Q3 2026 collected market insights from 682 VC and PE mid-market fund managers across Europe.
Total fees and commissions income in the analyzed EU banking sector sample reaches approximately EUR 157 billion, representing 37% of net operating income.
In 2025, large European companies invested EUR 512 billion in green and transition assets, representing 21% of overall corporate investment in the European Union.
Heatwaves represent the dominant climate-related health risk in Europe, accounting for 97% of fatalities from weather- and climate-related extremes in the EU-27 since 1980.
Stock markets remained calm after the start of the conflict in Iran on February 28, 2026, with the S&P 500 gaining a maximum increase of 7% on May 10, 2026.
Mario Draghi estimated that the EU requires €1.2 trillion of annual investment to compete globally in an integrated market of 450 million people.
The aggregate monetary base of OECD countries increased from $2.5 trillion in 2000 to a peak of $25 trillion in March 2022.
Between 2008 and 2025, real GDP in the Eurozone grew at an average annual rate of just 0.9%, resulting in a 16.9% cumulative increase, while the US economy grew by 40.5% over the same period.
Overall invested capital declined by 15.5% compared to the first half of 2025.
Around 70% of respondents reported that the escalation of the conflict in the Middle East negatively affected their business during Q2.
Total incremental fundraising in CEE reached €1.87 billion in 2025, representing a 3% decrease from 2024 but remaining 21% above the previous five-year average.
Sveriges Riksbank started publishing values for SWESTR on 2 September 2021 based on transaction data from 9 banks.
Industrials led global sector distribution in Q1 2026, accounting for 61 IPOs and $14b in proceeds.
Europe requires an estimated additional annual investment of approximately €1.4 trillion, equivalent to around 7% of GDP, to finance its growth, digital, energy, defence, and transition goals.
Total European B2C e-commerce turnover increased by 7%, rising from €842 billion to €911 billion in 2025.
The report presents findings from 307 family offices across more than 30 markets worldwide, with an average net worth of USD 2.7 billion.
Private equity and venture capital backed companies employed 151,390 people in Norway in 2024.
Infrastructure funds raised €265bn in Europe from 2020 to H1 2025, with €41bn raised in H1 2025 alone.
In 2024, the Swiss financial sector directly generated a gross value added of CHF 73.2 Mrd. and supported 245’800 jobs (FTE).
Over 1 billion people currently live in Fragile and Conflict-Affected States, where payment ecosystem disruptions present severe risks to economic stability.
Preliminary fundraising figures for Europe in H1 2025 reached €54bn, representing a 19% decline from H1 2024.
In 2024, Swiss real gross domestic product (GDP) growth slowed to 1,0 %, while the State Secretariat for Economic Affairs (SECO) forecasts a slight recovery to 1,3 % for 2025.
The total number of financing rounds fell by 10.1% year-on-year to 124 rounds.
More than 93 percent of the material requirement for the Swiss economy originates from primary materials rather than recycled sources.
Swiss VC funds allocate an average of 30% of invested capital and 50% of their total number of investments to Swiss start-ups.
Household insurance is the most widely owned policy type at 62%, followed by motor insurance at 57% and occupational pensions at 21%.
Total fundraising in Europe reached its second-highest year ever at €147bn during 2025, representing a 16% increase from the previous year.
A total of 1,201 VC and PE mid-market fund managers contributed their insights to the annual EIF Equity Survey 2025.
Private equity and venture capital-backed companies employed 199,383 people in Belgium in 2023.