The Finance Shelf

FDIC

Regulator · US · 3 documents

Key number

4.2 %

National unbanked rate. FDIC p.13

Key number

4.2% %

National Unbanked Rate. FDIC p.5

Key number

22 million

Unbanked Adults in Underserved US Communities. American Journal of Financial Technology and Innovation p.2

Artificial Intelligence Fintech and the Interaction between Digital and Traditional Finance in Expanding Financial Inclusion among Underserved United States Communities

Research paperAmerican Journal of Financial Technology and InnovationAugust 202622 pages

Financial exclusion affects over 22 million unbanked and 47 million underbanked adults in underserved communities in the United States.

2023 National Survey of Unbanked and Underbanked Households

SurveyFDICNovember 2024108 pages

In 2023, 4.2 percent of U.S. households, representing about 5.6 million households, were unbanked.

2023 FDIC National Survey of Unbanked and Underbanked Households - Executive Summary

SurveyFDICNovember 202424 pages

In 2023, 4.2 percent of U.S. households—representing about 5.6 million households—were unbanked.