Fintech Innovations and Their Influence on Consumer Financial Behaviour
Mobile payments and UPI represent the largest share of consumer fintech application usage at 45% in 2025.
HDFC Bank
Company · IN · 2 documents
Key number
284.5 Crores INR
Net Present Value. International Journal of Data Science and IoT Management System p.7
Key number
13.7 billion transactions
Monthly UPI Transactions. Journal of Intelligent Decision Making and Information Science p.2
Beyond Adoption: Behavioural Validation of an Integrated FinTech Engagement Framework in India
The study surveyed 450 active FinTech users across India to empirically validate a quadripartite integrated framework using PLS-SEM with 5,000 resampling iterations.