Examining SME Owners' Willingness to Submit Personal and Business Documents as a Proxy for Trust and Creditworthiness: The Psychological Collateral Paradigm
SMEs represent about 90% of businesses and more than 50% of employment worldwide.
Central Bank of Nigeria
Central bank · NI · 8 documents
Key number
13.3% %
SME owners unwilling to provide required bank documentation. OpenAlex (recherche mondiale) p.5
Regulatory Reforms in Nigeria's Bureau De Change Sector and Exchange Rate Stability: Assessing the Role of the Central Bank of Nigeria
In March 2024, the Central Bank of Nigeria launched a major regulatory overhaul in the Bureau De Change sector, revoking the licenses of over 4000 BDC operators to curb financial malfeasance.
The Impact of Central Bank Digital Currency on Payments Competition
Over 90 percent of surveyed central banks are engaged in some form of CBDC work, with more than half involved in experiments or pilot projects.
Technology Solutions to Support Central Bank Digital Currency with Limited Connectivity: A Review of Existing Approaches
In a 2023 BIS survey, almost all surveyed central banks reported considering offline CBDC payments to be vital or advantageous.
Private Law Aspects of Token-Based Central Bank Digital Currencies
As of late 2023, 94 percent of 86 surveyed central banks were actively exploring CBDCs, moving from research to experiments.
Central Bank Digital Currency Adoption: Inclusive Strategies for Intermediaries and Users
In Nigeria, 98.5 percent of eNaira wallets remained unused one year after launch.
Cross-Border Payments with Retail Central Bank Digital Currencies: Design and Policy Considerations
The framework analyzes cross-border retail CBDC payments across 5 core elements: access, communication, currency conversion, compliance, and settlement.
Central Bank Digital Currency and Other Digital Payments in Sub-Saharan Africa: A Regional Survey
Thirty of the 33 central banks in sub-Saharan Africa responded to the regional survey on digital currencies and payments.