G20 Report 2025: Scorecard Report on Direct Access and Price Transparency
Eight G20 members achieved the maximum score of 5/5 for direct access for non-bank payment service providers in 2025.
Fintech · GB · 21 documents · Website
Eight G20 members achieved the maximum score of 5/5 for direct access for non-bank payment service providers in 2025.
A total of 8 G20 members achieved the highest rating of 5/5 for direct access to payment systems for non-bank payment service providers (NBPSPs) in 2025.
A total of 8 G20 members achieved the maximum 5/5 score for direct access of non-bank payment service providers (NBPSPs) to payment systems in 2025.
A total of 8 G20 members achieved the maximum 5/5 direct access rating for non-bank payment service providers in 2025.
Türkiye maintained a direct access rating of 5/5 in 2025, permitting non-bank payment service providers (NBPSPs) to access domestic payment systems.
A total of 8 G20 members achieved the highest 5/5 direct access rating for non-bank payment service providers in 2025.
Major South Korean banks demonstrate foreign exchange markups that are typically less than 1% over mid-market rates.
A total of 8 G20 members achieved the highest score of 5/5 for direct access of non-bank payment service providers in 2025.
Japan retained a 4/5 score for direct access in 2025, with an expected upgrade to 5/5 following the planned onboarding of its first non-bank provider in November 2025.
Bank Indonesia launched BI-FAST on 21 December 2021, providing instant payments with transaction limits up to IDR 250 million.
Eight G20 members achieved the highest score of 5/5 for direct access of non-bank payment service providers (NBPSPs) in 2025.
A total of 8 G20 members achieved the highest 5/5 rating for direct access of non-bank payment service providers (NBPSPs) in 2025.
Canadian consumers are projected to lose $1.2 billion (C$1.7 billion) in 2025 due to hidden foreign exchange markups.
Eight G20 members achieved the full 5/5 direct access rating for non-bank payment service providers (NBPSPs) in 2025.
A total of eight G20 members achieved the highest 5/5 score for direct access of non-bank payment service providers (NBPSPs) in 2025.
The United Kingdom was the only market to achieve a 5/5 rating for price transparency following FCA guidance published in May 2025.
Research by Consumers International indicates that 57% of consumer bodies cite a lack of fee transparency as a primary reason behind consumer distrust in digital finance.
Eight G20 members achieved the highest rating of 5/5 for direct access of non-bank payment service providers in 2025.
A total of eight G20 members achieved the highest 5/5 rating for direct access of non-bank payment service providers in 2025, including Brazil, China, Indonesia, Mexico, the Republic of Korea, Türkiye, the United Kingdom, and the European Union.
As of August 2025, SAMA has granted a total of 27 E-Money Institution and Payment Institution licences to non-banks.
The G20 Roadmap for Enhancing Cross-Border Payments (2020 - 2027) focuses on 5 main priority focus areas divided into 19 building blocks.