Limited Capital? Explaining Transatlantic Divergences in Artificial Intelligence Startup Financing
In the Post-period, AI accounts for around 60% of VC investment volume in the US, compared to roughly 31% in Europe.
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In the Post-period, AI accounts for around 60% of VC investment volume in the US, compared to roughly 31% in Europe.
The study analyzes a bibliometric dataset of 695 English-language Scopus records published between 2023 and 2025 to map the intellectual structure of GenAI in finance.
As public attention to AI rose following the release of ChatGPT, banks lowered assessed default risk (PD) for borrowers in highly AI-exposed industries by about 5%.
ChatGPT acquired more than 100 million active users within two months of its launch on November 30, 2022.