Digital Transformation of Banking in Improving Efficiency: A Study on Indonesian Digital Banks
The study analyzes secondary financial data from 5 Indonesian digital banks across the 2018–2025 period using a panel ARDL model.
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The study analyzes secondary financial data from 5 Indonesian digital banks across the 2018–2025 period using a panel ARDL model.
The study evaluates a multi-criteria decision-making system across 17 digital banks registered and supervised by OJK in Indonesia.
The research surveyed 300 respondents from Generation Z users of Bank Jago in the Jabodetabek region using purposive sampling.