Top Banking Trends for 2026
If digital currencies continue to gain traction, up to $13 trillion in transaction value could shift to alternative payment methods by 2030, putting an estimated $13 billion in payment fees at risk.
Crypto and stablecoins Reports & Market Data (2026)
53 documents
Expanding Consumer Access to Investments
The Financial Conduct Authority spent £14m on its InvestSmart campaign to promote positive investing principles.
Payment Resilience in Fragile and Conflict-Affected States: Lessons for Central Bank Digital Currency (CBDC)
Over 1 billion people currently live in Fragile and Conflict-Affected States, where payment ecosystem disruptions present severe risks to economic stability.
Central Bank Exploration of Tokenized Reserves
The note categorizes single-ledger arrangements into 4 operating models: integration, distribution, separation, and permissionless.
The Impact of Central Bank Digital Currency on Payments Competition
Over 90 percent of surveyed central banks are engaged in some form of CBDC work, with more than half involved in experiments or pilot projects.
Tokenization and Financial Market Inefficiencies
The Boston Consulting Group estimates that asset tokenization could reach $16 trillion or 10 percent of global GDP by 2030.
Central Bank Digital Currency and Other Digital Payments in Sub-Saharan Africa: A Regional Survey
Thirty of the 33 central banks in sub-Saharan Africa responded to the regional survey on digital currencies and payments.
IFZ FinTech Study 2024
reached 483 companies by the close of 2023, reflecting a yearly growth of eleven percent, while Liechtenstein hosted 22 FinTech companies.
Macro-Financial Implications of Foreign Crypto Assets for Small Developing Economies
Total crypto asset market capitalization peaked at around $3 trillion in November 2021 before falling below $1 trillion.
Implications of Central Bank Digital Currencies for Monetary Policy Transmission
According to a 2022 BIS survey, 93 percent of central banks are actively exploring CBDCs and 58 percent report being likely to or possibly issuing a retail CBDC in the short or medium term.
The Rise of Payment and Contracting Platforms
The IMF mandate is governed by the central banks and finance ministries of 190 member countries.
Institutional Arrangements for Fintech Regulation: Supervisory Monitoring
In Ghana, the growth of mobile money increased access to financial services for unbanked demographics, with 35 percent of adults in rural areas reporting having used the service between 2014 and 2017.
Taxing Stablecoins
Tether and USD Coin attempt to maintain a stable value by being purportedly backed one-for-one in value to underlying assets.
Towards Central Bank Digital Currencies in Asia and the Pacific: Results of a Regional Survey
By August 2021, total crypto asset volume had grown by 230 percent year over year in Asian emerging market economies.
Digital Currencies and Energy Consumption
The global payment system is estimated to consume 47.3 TWh of energy annually, accounting for roughly 0.2 percent of total global electricity consumption.
Capital Flow Management Measures in the Digital Age: Challenges of Crypto Assets
Globally, the scale of crypto assets remains relatively small at $2–$3 trillion, or about 1 percent of total market value of financial assets.
Behind the Scenes of Central Bank Digital Currency: Emerging Trends, Insights, and Policy Lessons
In late 2021, the Central Bank of The Bahamas recorded around 20,000 active Sand Dollar wallets within a population of about 400,000.
BigTech in Financial Services: Regulatory Approaches and Architecture
BigTech firms invested over $2 billion in fintech companies in 2020, with Alphabet generating 23 fintech investments alone.
Blockchain Consensus Mechanisms: A Primer for Supervisors
Bitcoin block rewards fell from 12.5 Bitcoins to 6.25 Bitcoins in May 2020.
Keeping Pace with Change: Fintech and the Evolution of Commercial Law
Fintech Note 2022/001 provides guidance on modernizing commercial law frameworks to accommodate technological innovation while mitigating legal risks.
Institutional Arrangements for Fintech Regulation and Supervision
The IMF note examines the institutional frameworks for fintech regulation and supervision across 10 selected jurisdictions.
Swiss Venture Capital Report 2019
In 2018, nearly CHF 1.24 billion in venture capital was invested in Swiss start-ups, representing an increase of 31.8% on the previous year.
Swiss Venture Capital Report 2018
Total venture capital investment in Swiss start-ups reached CHF 937.7 million in 2017 across 175 financing rounds.