Central Bank Digital Currency's Role in Promoting Financial Inclusion
Financial inclusion is a top priority, with about 60 percent of emerging and low-income countries considering it one of their top three motivations for issuing a retail CBDC.
Banking Reports & Market Data (2026)
142 documents
How Should Central Banks Explore Central Bank Digital Currency? A Dynamic Decision-Making Framework
Central banks must develop a long-term vision for monetary and payment systems spanning a time horizon of at least 5 to 10 years as economic digitalization accelerates.
Generative Artificial Intelligence in Finance: Risk Considerations
ChatGPT acquired more than 100 million active users within two months of its launch on November 30, 2022.
The Rise of Payment and Contracting Platforms
The IMF mandate is governed by the central banks and finance ministries of 190 member countries.
Institutional Arrangements for Fintech Regulation: Supervisory Monitoring
In Ghana, the growth of mobile money increased access to financial services for unbanked demographics, with 35 percent of adults in rural areas reporting having used the service between 2014 and 2017.
The Rise and Impact of Fintech in Latin America
In 2021, there were more than 300 million users of digital payments and more than 30 million users of digital banks across Latin America.
Towards Central Bank Digital Currencies in Asia and the Pacific: Results of a Regional Survey
By August 2021, total crypto asset volume had grown by 230 percent year over year in Asian emerging market economies.
Digital Currencies and Energy Consumption
The global payment system is estimated to consume 47.3 TWh of energy annually, accounting for roughly 0.2 percent of total global electricity consumption.
Capital Flow Management Measures in the Digital Age: Challenges of Crypto Assets
Globally, the scale of crypto assets remains relatively small at $2–$3 trillion, or about 1 percent of total market value of financial assets.
Behind the Scenes of Central Bank Digital Currency: Emerging Trends, Insights, and Policy Lessons
In late 2021, the Central Bank of The Bahamas recorded around 20,000 active Sand Dollar wallets within a population of about 400,000.
BigTech in Financial Services: Regulatory Approaches and Architecture
BigTech firms invested over $2 billion in fintech companies in 2020, with Alphabet generating 23 fintech investments alone.
Blockchain Consensus Mechanisms: A Primer for Supervisors
Bitcoin block rewards fell from 12.5 Bitcoins to 6.25 Bitcoins in May 2020.
Keeping Pace with Change: Fintech and the Evolution of Commercial Law
Fintech Note 2022/001 provides guidance on modernizing commercial law frameworks to accommodate technological innovation while mitigating legal risks.
Global Findex Gender Brief: Women and Financial Inclusion
Worldwide, 78 percent of men have an account, compared to 74 percent of women.
Distributed Ledger Technology Experiments in Payments and Settlements
Central banks in Brazil, Canada, the Euro Area/Japan, Singapore, South Africa, and Thailand have conducted large-value interbank payment DLT experiments.
Swiss Venture Capital Report 2020
In 2019, almost CHF 2.3 billion was invested in 266 Swiss start-ups, representing an 85.5% increase compared with the previous year.
Institutional Arrangements for Fintech Regulation and Supervision
The IMF note examines the institutional frameworks for fintech regulation and supervision across 10 selected jurisdictions.
Swiss Venture Capital Report 2019
In 2018, nearly CHF 1.24 billion in venture capital was invested in Swiss start-ups, representing an increase of 31.8% on the previous year.
Payment patterns in Sweden 2018
Six out of ten respondents used the mobile payment service Swish during the past month in 2018, compared to around 10 per cent in 2014.
Swiss Venture Capital Report 2018
Total venture capital investment in Swiss start-ups reached CHF 937.7 million in 2017 across 175 financing rounds.
A portrait
Switzerland's financial sector employs over 200,000 people and generates nearly ten per cent of the country's gross domestic product.
Swiss Venture Capital Report 2016
Venture capital investment in Swiss start-ups reached a peak of CHF 676 million across 120 financing rounds in 2015.