Data-Driven Modeling of Internet Banking Adoption: Perceived Barriers and Consumer Innovativeness
A quantitative study surveyed 200 digital channel users using structural equation modeling (PLS-SEM) to analyze barriers to internet banking adoption.
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Product · BR · 4 documents
The Impact of Central Bank Digital Currency on Payments Competition
Over 90 percent of surveyed central banks are engaged in some form of CBDC work, with more than half involved in experiments or pilot projects.
Central Bank Digital Currency's Role in Promoting Financial Inclusion
Financial inclusion is a top priority, with about 60 percent of emerging and low-income countries considering it one of their top three motivations for issuing a retail CBDC.
The Rise and Impact of Fintech in Latin America
In 2021, there were more than 300 million users of digital payments and more than 30 million users of digital banks across Latin America.