A Governance-Aware AI Prototype for Shariah Screening in Islamic Digital Finance: Design, Testing and Comparative Ablation
Testing the same model without the HSG layer yielded a functional score of 78 of 108 points, representing 72.2 percent.
IFSB
Regulator · 2 documents
Shariah Governance for Non-Bank Islamic Financial Technology: Regulatory Gaps and Prospects for Reform
The study analyzes Shariah governance challenges facing non-bank Islamic financial technology platforms operating outside standard banking regulatory oversight.